These easy-to-use tools can help individuals take the guesswork out of saving for retirement.

 

• Paycheck Analysis: See how changing contribution deferrals affect your take-home pay.
  
  
• Savings Locator: Find the money to invest by looking at where the money is currently being spent.
  
  
• Cost of Waiting Estimator: Project annual contribution requirements based on when participants began contributing.
  
  
• Retirement Income Planner: Project the amount of income individuals will need when they retire.
  
  
• Retirement Distribution Planner: Estimate the account value and withdrawal amounts based on years in retirement.